FPS

Am I eligible?
All employees working 6 or more hours per day or 30 or more hours per week are eligible to enroll in the District’s health and dental insurance plans. Eligible employees are able to enroll in only dental coverage. If you enroll in health insurance, a dental plan is required. If you wish to enroll in dental insurance only, go to the Dental Insurance section of the Open Enrollment page.

Network Options
Alternate networks allow members to opt into a smaller provider network which will reduce their deductible. It is up to you to decide whether an alternative network is right for you and your family. But FPS is committed to providing tools to assist you in your decision. Please review the information below and contact Human Resources @ 402-727-3016 or kate.baker@fpsmail.org with any questions.

GENERAL HEALTH AND DENTAL PLAN INFORMATION

Alternative Network FAQs and Health Insurance Glossary from FPS Human Resources
Educator’s Health Alliance Website (ehaplan.org)
Blue Cross Blue Shield (BCBS) $1200/$0 Deductible Benefit Summary
Blue Cross Blue Shield (BCBS) $3800 HSA-Eligible, High Deductible Plan Summary
Blue Cross Blue Shield $2500 Alternate Network/HSA-Eligible, High-Deductible Plan Summary
Dental Plan Information – Option 2
Dental Plan Information – Option 3

CERTIFIED EMPLOYEES:

Instructions – Review the plan information (above) and the links below. If you wish to change or enroll in BCBS, complete a new Enrollment Form and send it to Kate Baker in Human Resources.

2023/24 Certified Blue Cross Blue Shield Rates
Alternative Network/Rates and Costs Breakdown
BLUE CROSS ENROLLMENT FORM
BLUE CROSS CANCELLATION FORM (use to cancel coverage for you or a dependent)

CLASSIFIED EMPLOYEES (Must work 6 hours or more per day to enroll in BCBS):

Instructions – If you work 6 or more hours per day you are eligible for health insurance. Review the General Health Plan information (above) and the links below. If you wish to change your current deductible plan, change dependents, or opt into an alternative network, a completed enrollment form must be received in the Human Resources office by August 31st. If you are enrolling for the first time, you will also need to include the Met Life Enrollment form located below.

Use Our FIND MY RATE! Tool – 23/24 Rates Coming Soon!
Network Option and Cost Breakdown
BLUE CROSS ENROLLMENT FORM
BLUE CROSS CANCELLATION FORM (use to cancel coverage for you or a dependent)

*Classified Employees: If you are enrolling in health insurance for the first time, please complete the Met Life Enrollment Form. The District will cover the cost for a $10,000 life insurance policy for all employees enrolled in health insurance. Please include this form with your BCBS enrollment form.

*IF ENROLLING IN HEALTH INSURANCE, do not complete a separate enrollment form for dental. The information below is only for employees wishing to waive health insurance coverage and enroll in dental insurance only.

Am I eligible?
All employees working 6 or more hours per day or 30 or more hours per week are eligible to enroll in a District dental insurance plan.
*Eligible employees are able to enroll in only dental coverage. If you enroll in health insurance, a dental plan is required.

Dental Plan Option 2
Dental Plan Option 3

CERTIFIED EMPLOYEES:
Instructions – Review the plan information (above) and the links below. If you wish to change or enroll in Blue Cross Blue Shield (BCBS), complete a new Enrollment Form and send it to Kate Baker in Human Resources.

Certified Rates
BLUE CROSS ENROLLMENT FORM

CLASSIFIED EMPLOYEES (Must work 6 hours or more per day to enroll in BCBS):
Instructions – If you work 6 or more hours per day you are eligible for dental insurance. Review the plan information (above) and the links below. If you wish to terminate or change your current coverage, you need to complete the Enrollment form and send it to Human Resources by August 31st.

Classified Rates (9, 10, 10.5 Month Classified Staff)
BLUE CROSS ENROLLMENT FORM
12 Month Classified Staff – Contact HR (kate.baker@fpsmail.org) with any questions about health/dental insurance rates

Am I eligible?
Any employee working 20 or more hours per week is eligible to enroll in Vision Insurance. Please remember that you cannot enroll or change your plan during the year unless you have a qualifying event. If you want vision insurance for you or your dependents, now is the time!

Plan Summary
Enrollment Form and Rates

Want to Cancel? Please complete the enrollment form (not including dependents) and write ‘CANCEL’ on the top. Then send to HR by 8/31/2023. Note that you CANNOT cancel vision insurance during the year. Once enrolled, you will only be able to cancel next August during open enrollment or if you have a qualifying event.

Am I eligible?
Any employee who works 4 or more hours per day/20 hours per week is eligible to enroll in ASI Flex’s flexible spending accounts. Be sure to review the information below to see if this is a good choice for you and your family!

The Fremont Public Schools flexible spending account runs September through August of each year. You will need to enroll each year if you want to participate. See information below about the plans. If you are a 9 month employee, your election will be taken out of 10 checks. (Example: If you choose to have $500 taken out for flexible spending health care, $50.00 per month is taken out of each of your 10 checks). If you are a 12 month employee, it will be taken out over 12 checks.

*Note: if you have the District High-Deductible Health Insurance Plan you are eligible for a Health Savings Account. HSAs can be set up via a financial institution at any time. Review the difference between an FSA and an HSA here: https://hr.nih.gov/about/news/benefits/difference-between-flexible-spending-account-fsa-and-health-savings-account-hsa). Normally, there cannot be both an HSA and FSA in the same household.

Why a Flexible Spending Account?
Flexible Spending Accounts (FSAs) are year-to-year accounts that allow you to set aside money from your paycheck on a pre-tax basis to pay for medical and child/elder care expenses. That means you do not have to pay federal, and in most cases, state income tax, or FICA taxes on those dollars…which means you have more money in your pocket! Most people can save at least 25% on each dollar that is set aside, for expenses they are paying for anyway! The first link below is your 2023 instructions! Be sure to follow all of the instructions to ensure successful enrollment.

To Enroll: 2023/24 Letter and Instructions for Enrollment
**Please print your confirmation page, write your name on it, and send a copy of your confirmation page to Kristyn Drey in the Business Office at MSEAC.

Visit asiflex.com for more information. Under ‘Services’ you’ll find more information about each FSA option (Health and Dependent Care) and under ‘Resources’ you’ll find tools that will help estimate expenses, review eligible expenses, and more!

Am I eligible?
Supplemental insurance products are available to all team members who work 4 or more hours per day (20 or more hours per week). AFLAC offers Short Term Disability, Accident Insurance, Critical Illness Plans, and Cancer Insurance. These products can help cover wage gaps if you can’t work and can also assist with other expenses. Be sure to review the information below to see if this is a good choice for you and your family!

Watch these short video clips to better understand…

What is Short Term Disability?
What is Accident Insurance?
What is Cancer Insurance?
What is Critical Illness Insurance?

Contact Jenna Anderson @ jenna_anderson@us.aflac.com to schedule a conversation!
Why AFLAC?

Am I eligible?
Supplemental insurance products are available to all team members who work 4 or more hours per day (20 or more hours per week). Colonial Life offers Short Term Disability and a Group Cancer Insurance plan. These products can help cover wage gaps if you can’t work and can also assist with other expenses.

Click Here for Enrollment Information!